Private real estate lending · Tampa Bay

Capital at the Speed of Opportunity

Loans for real estate investors and builders within the Tampa Bay region and beyond.

Average loan size

$500,000

Sizing

Up to 80% LTC / ARV

Terms

6, 9 and 12 months

Closing

3 to 5 days

Acquisition Loans

Acquisition financing for investors buying one-to-four-unit homes to renovate and resell, and for builders buying lots ahead of construction.

  • Single-family, duplex to fourplex, townhomes and builder lots
  • $50,000 to $500,000, first mortgage
  • Second-position loans available on a per-deal basis

Bridge Loans

Short-term financing options to bridge gaps between closings or other real estate transactions.

  • $25,000 to $500,000, first mortgage
  • 30-day term

01 — Process

From Address to Funded in Three to Five Days

  1. 01

    Send the Deal

    Property address, purchase contract and the loan amount you need. We send a term sheet within one business day.

  2. 02

    We Underwrite Deals Ourselves

    All underwriting is completed in-house, making our approval process quick and seamless.

  3. 03

    Close and Fund

    Closing within 5 days pending clean title.

02 — Funded

Recent Deals, Closed and Repaid

03 — Principals

The People Behind Every Loan

  • Bruce Terwilliger

    Mr. Terwilliger is a graduate of the U.S. Naval Academy and additionally received his MBA from Stanford University. Mr. Terwilliger retired as a Commander, and then built a 30+ year career in the multi-housing industry, holding senior roles at Trammell Crow Residential (CFO and President of Trammell Crow Residential Services North), Equity Residential, and AIMCO. Mr. Terwilliger and Mr. Smith additionally develop multi-housing communities, most recently the development of Trevesta Place, a 256-unit community near Bradenton, FL.

  • Christian Escher

    Mr. Escher began his career in the oil and gas industry with 10+ years trading experience and subsequently transitioned to real estate investing. Mr. Escher has completed 15+ projects to date within the Tampa Bay region ranging from “fix-n-flip”, ground-up developments, and commercial syndications. Mr. Escher is a graduate of The Ohio State University and received his MBA from the University of Florida.

  • Jarrod Smith

    Mr. Smith has a 10+ year real estate career spanning all verticals of rental housing. Mr. Smith graduated from the University of Florida and began his career at HFF/JLL where he provided direct analytical, financial, and marketing support on over $4 billion worth of transactions. Mr. Smith and Mr. Terwilliger both additionally develop multi-housing communities taking 256-unit Trevesta Place from groundbreaking to disposition.

04 — Contact

Send Us the Deal

Address, price and the loan you need. A term sheet comes back within one business day, from one of the principals who will decide it.

Call

[(813) 000-0000]

Email

deals@estuarylending.com

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